Medicare is health insurance for people 65 or older, people under 65 with certain disabilities, and people of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant).

When you first enroll in Medicare, you’ll have Original Medicare, unless you make another choice. There are different ways you can get Medicare coverage, including a Medicare Advantage Plan (like HMO or PPO). In some types of plans that don’t offer drug coverage, you may be able to join a Medicare Prescription Drug Plan.

Visit Medicare.gov to:

• Get detailed information about the Medicare health and prescription drug plans in your area, including what they cost and what services they provide.
• Find doctors or other health care providers and suppliers who participate in Medicare.
• See what Medicare covers, including preventive services.
• Get Medicare appeals information and forms.
• Get information about the quality of care provided by plans, nursing homes, hospitals, home health agencies, and dialysis facilities.
• Look up helpful websites and phone numbers.